Estimate a finance charge from purchase balance, APR, and billing-cycle length using a simple daily periodic rate based on a 365-day year.
This estimate uses a simple daily periodic rate with a 365-day year and assumes the same balance is carried every day of the cycle.
This finance charge calculator provides educational estimates only and is not financial or legal advice. Check your cardholder agreement or statement for the exact balance method, APR, fees, and charge timing your issuer uses.
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