401(k) Calculator

Project your 401(k) balance at retirement, including employer match. See how much comes from your contributions, the company match, and investment growth.

Current AgeRetirement AgeCurrent 401(k) Balance ($)Annual Salary ($)Your Contribution (%)Employer Match Rate (%)Match Limit (% of salary)Expected Annual Return (%)Annual Raise (%)

This 401(k) calculator provides a general educational projection only and is not financial, investment, tax, or legal advice. It does not guarantee returns, retirement readiness, plan eligibility, contribution limits, employer match, vesting, or future tax treatment. Actual results can be lower or higher because of market losses, fees, inflation, taxes, contribution changes, withdrawals, plan terms, and personal circumstances. Confirm current limits and match rules with the plan administrator, and consult qualified financial and tax professionals for individual decisions.